Heather Kathleen Downs is a financial advisor employed by Merrill Lynch, Pierce, Fenner & Smith in Carmel, California. With over 31 years of experience and 4 exams passed, Heather is registered with the SEC as an Investment Advisor. Ms. Downs is active in the community having served on various boards, including the Silicon Valley Charity Foundation and the New England High-Tech Charity. Of particular interest to Heather is Hospice Giving Foundation's support of Alzheimer's Association as her firm hosts an annual workshop to address the unique needs of families facing Alzheimer's.
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